![]() ![]() Property taxes are calculated in two different ways in Minnesota: levies on net tax capacity and market value levies. The state’s effective average tax rate is 1.08% of your home’s value. Minnesota property tax rates are close to the national average, meaning you won’t save money in this department if you’re moving from a low-tax state. These two costs go hand-in-hand with homeownership. Factors in Your Minnesota Mortgage PaymentĪfter you get an idea of what your mortgage payment will be (principal plus interest), you’ll want to consider property taxes and homeowners insurance.
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